What Is The Payment Card Industry DSS?

The Payment Card Industry Data Security Standard ( PCI DSS ) is a set of requirements developed to reduce credit card fraud and increase data security. This industry standard affects every company that deals with card payment transactions. The PCI DSS requires companies to:

  • Build and maintain secure network architecture
  • Demonstrate that cardholder data security programmes are in place
  • Maintain a vulnerability management programme
  • Implement strong access restriction measures
  • Peform regular security risk assessment and monitoring
  • Maintain an information security policy

WHO DOES PCI DSS AFFECT?

Every on-line retailer, payment service provider or other organisation participating in the transaction process or saving credit card information is now required to achieve PCI DSS compliance.

WHAT ARE THE CONSEQUENCES OF NON-COMPLIANCE?

Companies who do not comply may be subject to:

  • increased processing fees
  • a bar on processing credit card transactions
  • fines of up to £250,000 ($500,000) for each instance of non-compliance

HOW CAN 7SAFE HELP?

7Safe have unrivalled expertise in providing impartial data security services. Unlike many other data security companies, we have been awarded Qualified Security Assessor (QSA) status by the PCI Security Standards Council. Our consultants are experts in all aspects of Payment Card Industry DSS compliance, including: pre-compliance assessment; security risk assessment (to assess your company’s vulnerability to security breaches); incident response (including forensics); specialist training courses, and compliance auditing. What’s more, 7Safe is vendor-neutral. We don’t sell IT security products, so we won’t be pushing you to buy expensive extras.

Contact 7Safe on +44 (0)870 600 1667 to discover how we can help you become Payment Card Industry DSS compliant.

CORE PAYMENT CARD INDUSTRY DSS PRINCIPLES AND REQUIREMENTS

Build and Maintain a Secure Network

  • Requirement 1: Install and maintain a firewall configuration to protect cardholder data
  • Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data

  • Requirement 3: Protect stored cardholder data
  • Requirement 4: Encrypt transmission of cardholder data across open, public networks

Maintain a Vulnerability Management Program

  • Requirement 5: Use and regularly update anti-virus software
  • Requirement 6: Develop and maintain secure systems and applications

Implement Strong Access Control Measures

  • Requirement 7: Restrict access to cardholder data by business need-to-know
  • Requirement 8: Assign a unique ID to each person with computer access
  • Requirement 9: Restrict physical access to cardholder data

Regularly Monitor and Test Networks

  • Requirement 10: Track and monitor all access to network resources and cardholder data
  • Requirement 11: Regularly test security systems and processes

Maintain an Information Security Policy

  • Requirement 12: Maintain a policy that addresses information security