Payment Application Best Practices (PABP)

What is PABP?

Payment Application Best Practices (PABP) are a set of requirements that a developer’s point-of-sale payment application must meet in order to achieve PABP validation by an independent, Visa-qualified auditor. The criteria for PABP validation are based upon the Payment Card Industry Data Security Standard
(PCI DSS).

The goal of the PABP is to assist software vendors in creating secure payment applications, therefore minimising the potential for related security breaches and fraud. PABP validation ensures that payment applications do not retain full magnetic stripe data or CVV2 data and that they must support a merchant's ability to comply with PCI DSS requirements.

Does PABP apply to me?

The PABP is relevant to software vendors who develop payment applications that store, process, or transmit cardholder data as part of authorisation or settlement.

Why is PABP important?

PABP plays a vital role in maintaining consumer trust and the integrity of payment transactions. Validation assures merchants and their customers that the point-of-sale systems used in their stores are not storing prohibited credit card data and are Payment Card Industry Data Security Standard compliant.

Large numbers of merchants are currently requesting that their point of sale providers become PABP validated, as it can be critical to their own achievement of Payment Card Industry DSS certification. In addition, increasing numbers of card processors are insisting that the payment applications used to send transactions directly to them are PABP validated.

How can 7Safe help with PABP?

With an established heritage in information security and proud status as a Visa Qualified Payment Application Security Company (QPASC), we are fully equipped to to help software vendors to achieve PABP validation on behalf of VISA.

Our Qualified Payment Application Security Professionals (QPASP) can confidently assist you with all aspects of the PABP standard.

Call 7Safe now on 0870 600 1667 for a no obligation chat about your PABP requirements.